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Hi, and welcome to SavingsPinay, a financial journey of a common Pinay. Here you'll read basic and advance lessons on budget, savings, investment, career and entrepreneurship.  Set to be the #1 Personal Finance Blog in the Philippines, SavingsPinay guarantees quality posts every Monday, Wednesday, Friday and Saturday! Get to know me more and my story on the About Page.

SavingsPinay as a blog have come a long way since its birth on October 2013. With almost 360++ posts first time visitor will surely want a  quick guide on how to navigate on the site. If you are new in SavingsPinay then please use this page on your utmost convenience. 

SavingsPinay Through the Years

2013 | 2014 | 2015 | 2016



Making 2015 Your Best Year Ever

In late 2014 I created a 25-page free eBook that aims to make 2015 the best year ever. Though the title is date-specific the content of the book is applicable anytime of the year. Below are the contents of the book:


Making 2015 Your Best Year Ever
Let Go and Let God
State of You Personal Financial Asset
On Budgeting and Beyond
The Beauty of Saving
You and Your Income
To Pay or Not to Pay: Debt is the Question
Appendices Infographics for You
Top 5 All-Time Most Viewed SavingsPinay posts
Final Thoughts


SavingsPinay Series

There are topics that require more than a day to discuss, thus SavingsPinay Series were launched. The SavingsPinay Series is published every third week of the month and lasts either 3-5 days with an overview of the topic to conclude the lesson. Below are the successful SavingsPinay Series we've published on the blog:

SavingsPinay's "The Wedding Series"
     


Top 10 Most Important Lessons in Personal Finance


10. Live Within Your Means- Remember to have clear knowledge as to how much you earn and learn to live accordingly within your income. I even gave 8 Simple and Practical Tips to Live Within Your Means. Read the rest here...

9. Pay Yourself First- You owe it to yourself to save even just a tiny portion of your income. Make sure that you do this religiously and for sure you will reap what you sow.  More here...

8. Expand Your Knowledge- The knowledge is power. The more that you know about something, the more that you will be able to live within it. You can acquire free financial knowledge specially in the modern world where everything can be searched via internet. More here... 

7. Every Piso Counts- Lahat nagsisimula sa PISO. Know how to value every piso that you have if you want it to be millions someday. More here...

6. Set Financial Goals- Creating goals are your motivational tools for success. Make sure to create SMART Goals or goals that are specific, measurable, attainable, relevant and time-bound. More here...

5.  Invest EarlyTake advantage of compound interest and start investing now! The younger you are the better your future's money will be if you know how to worry-free invest. More here...
 
4. Diversify and Aim High- Do not put all your money in just one investing vehicle. Your chances of becoming a successful investor will depends on your proper diversification. More here...

3. Plan- It all starts with proper planning. Remember to research and know as much information as possible on your financial decisions in life. You have the full responsibility on your money. More here...

2. Splurge Intelligently- Spoil yourself sometimes specially if you really made a great progress in your financial life. Just make it a point that you have your savings first and foremost. More here...

1. Give Back- Remember that all of your blessings comes from the greatest source of life. Give back to God, to the community and to the people whom made it possible for you to be capable in life. More here...

14 Day Productive Living Program 


Day 0 Pushing the Restart Button of your Life. Have you ever felt like all you want to do to is to restart your life? This post teaches you that there is no harm in starting all over again. You have the power to win over your past.

Day 1 Planning for Your Year. It is still the second month of 2015 and there is still a chance for you to plan the year. This post will teach you the basics of planning how this new year can be for you.

Day 2 Planning for Your Month. Monthly planning is great especially of youa re handling too many tasks. If you are a blogger this post could also help you in how you should carry each month and still achieve a work life balance.

Day 3 Planning for Your Week. Weekly planning on the other hand is an in depth next actions of your month. This post will teach to set a routine for every day of the week in order to fulfill your tasks well.

Day 4 Planning for Your Day. Daily planning should be a habit for everyday we have tons of things and ideas as a human. This will also filter your bigger projects well.

Day 5 On Productivity Tools and a Peak on What I Use. Tools are essential to successfully maintain a productive life. Not only did I enumirate the basic tools you may use to start living productively but I also gave a peak on what I personally love to use.

Day 6 Productive Living for Students. An on-point post on becoming productive as a student. This post will teach you how to carry your daily assignments better and just tips for your studying.

Day 7 Productive Living for Career Women. As a career woman myself, this post will help you better balance your life and work.

Day 8 Productive Living for Busy Moms. Celebrate you motherhood by becoming more productive. This post gives you ideas on how to handle tasks a Mom will surely relate.

Day 9 Productive Living for Entrepreneurs. A quick post on productivity apps for entrepreneurs and how to keep track on decisions whether you are already into business or just starting out.

Day 10 Productive Living for Bloggers. If you haven't started your own blog yet then what are you still waiting for?! To know How to Start a Blog click the link and to know more about How to be Productive as a blogger click the Day 10 lesson.

Day 11 Productive Living for the Faithful. Your productivity as a faithful man and woman of God must be at best. In this lesson I gave fundamental ways to have a quiet time even in your busy schedule.

Day 12 Productive Living for a New You. The primary goal of 14 Day Productive Living is to help you become a new you. This post is a great summary of how productive living can help you renew your life in an instant.

Day 13 How to Use a Bullet Journal for Productive Living. For 2015 I am doing the bullet journal. It is a type of note taking that effectively capture your tasks and your needs. If you want to learn more about bullet journal then just click the link.


SavingsPinay's Financial Planning 101 Series







SavingsPinay's Ayoko sa Utang Series




SavingsPinay's Yumaman sa Mutual Fund Series