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Day 0 of the 14 Day Productive Living Program- Push the RESTART Button of Your Life

Saturday, January 31, 2015

Welcome to Day 0 of the 14 Day Productive Living Program. 

For Day 0 you are will be inspired to push the RESTART button of your life and undergo a boot process to be able to go back to your normal state. The state that where you are in your usual phase.
If you haven't signed up to receive the Freebies in accordance to this first ever SavingsPinay program, then what are you still waiting for?!
Sign up below to count for the FREEBIES towards the end of the 14 Day Program. Among the many freebies you will get when you sign up are as follows:
  • Restart Your Life Checklist on Day 0
  • Yearly, Monthly, Weekly, Daily Planning Templates  on Day 1-Day 4
  • Copy of the 14 Best Productivity Apps for Free List on Day 5
  • Making Your 2015 the Best Year Ever Template on Day 6
  • Copy of the 24 Daily Habits that Could Magically Change Your Life Instantly on Day 7
  • PDF Version of Each Lessons on Day 0- Day 14

DAY 0 - Push the RESTART Button of Your Life
All of us had these moments when all we wanted to do is to PUSH (the invisible) RESTART button of our lives. We feel hopeless of the situation. The pressure, the tasks, the expectations, and almost everything around us, suffocate us and cripple us in performing our best.
Remember my post on So I Entered the Wrong BPI Pin Thrice?! That experience was so frustrating to me back then. I don't know what to. I need my money and because of that especially serious mistake of forgetting my PIN, I was forced to WAIT. If only I could just restart everything and change the situation.
I know that most of you had those moments too... Maybe even bigger problems than the example I gave above. Problems that at this moment, you have no idea how to deal with.  However, you can still rebuild your life and start anew. You can still begin again and look forward for a better tomorrow. And for Day 0 of 14 Day Productive Living Challenge... I will teach you how.
"I want to RESTART"
You may have spoken that phrase before or more than you could ever known and remember. The wanting to restart phase has a whole lot of triggers. In my post, Reasons Why I Quit My Job, I laid down about 4-5 reasons why all I wanted to do at that point in my life is to find a new job and start over.

The triggers that could affect us to wanting to RESTART can either be any of the points below:
  • HURT. Someone or something caused you so much hurt that the only thing that could make you happier is to learn to restart your life. If you notice, girls will change their hairdo dramatically and its always a symbol of "I am moving on" stage. Once we get hurt we experience more than just anger. It is the overwhelming product of regret, pity and resentment.
  • SADNESS. When you are not happy anymore in what you are currently doing, there is a big chance for you to wanting to restart. You feel the total depression on the situation and just wanting to have be at a much better state.
  • LOST. Out of all the triggers of wanting to RESTART, this is the hardest one to conquer. When you lost someone in your life, you undergo different stages of emotions. It creates a wound that's deeper than one could have imagined. Not everyone can have the same understanding of what you are feeling for lost is a personal thing. You may seem happy in the outside, but inside you are crushing to pieces.
Regardless of what you are feeling right now, I want to encourage you that there is still a new life waiting for you. To begin again is hard, but trust will be worth it. You'll become better and stronger. As they say, "Love is sweeter the second time around, so is your life".
STEP 1. Jot down what you are feeling. Make a love letter to yourself or much better to God and pour out what's in your heart. Try to be very personal and very open in the letter. Write as if you are speaking to close friend or confessing to an authority. The idea of writing your thoughts is to be able to release it from your heart and from your mind. That way, you have a physical reminder of the situation you are dealing with.
STEP 2. Have a solid plan. Big decisions in life has to be planned out intelligently in order to progress. Think of what the next action should be. The solid plan will guide you step by step in becoming one with your goal. The plan should include the process on what you want and the steps and risks that you have to do in order to achieve it. If you are not happy with your current job and all you want to restart then the first thing you need to do is to talk to your manager of your desire to quit. He/she could talk to you and negotiate some terms. If in case the negotiation failed then the next step is to file a resignation and so on and so forth. Have a guide in this big life changes you will be doing.
STEP 3. Accept that you will be starting all over again. The reason that many fail to push the restart button of their life and end up just going with the flow and living in a life they don't want in the first place is, PRIDE. Don't be afraid of the criticisms others will tell you. This time lower your pride and adjust your perspectives in the new situation. It doesn't matter whether you are starting from scratch. What matters most is that you are standing firm with your decision.
STEP 4. Remember the things that you need to be thankful for. Always look for the brighter side of the situation. I remember the article I read on a magazine when Alex Gonzaga (sister of Toni Gonzaga) was showing this note on her bedside table. It has a list of everything that she is thankful for. From the people around her to the material things that she owns. I believe this is a good habit to adopt. Spend 10-15 minutes just to write everything that you have to be thankful for. The talents that you have, the family that you are with and so on. That way you'll realize that your life is a gift from God.
STEP 5. Have action. If you want it, go for it. Don not let others stop you from reaching your goals and your dreams. Restarting your life should start from YOU. How badly do you want it?! Always have action that delivers result.
Just some additional notes that could help you.
Always remember that
  1. Starting over is about creating and reaching your new goals. You have to move forward with your goals in life.
  2. Starting over is not quitting or accepting defeat over the situation. It is making a new beginning.
  3. Starting over is scary in the beginning but again... It will be worth it.
  4. Starting over is possible. All you have to do is to choose to start over in the first place.
  5. Starting over is all about that happiness that you needed in your life.
I hope you enjoyed Day 0 of the 14 Day Productive Living Program. For those who sign up for the FREEBIES, expect your freebie for DAY 0 to be delivered straight in your inbox, tomorrow at 9am.
If you haven't sign up yet, then now's the chance.

Good luck.

Are you ready for the 14 Day Productive Living program? Starts Tomorrow!!!

Friday, January 30, 2015
When I thought of this 14 Day Program Idea I felt so excited! This is a type of big project for me that I know I won't just be adding value and sharing to others (to you!) but I will also be reminded of the importance of PRODUCTIVITY. Every day will be like preaching myself but also teaching you which is like again, shooting two birds with one stone.

PRODUCTIVITY has been a topic close to my heart since then. I am a huge Planner person. Click here to know What's Inside my 2014 Planner. I love making lists, to do's and scheduling things. I remember back in High School I will write in a piece of  paper my daily schedule. From wake up time, breakfast, tooth brush, bath time and so on and so forth.

Sign Up for 14 Day Productive Living FREEBIES now!!!

I love the feeling of having a productive day. Of getting things done and adding just making all my goals and plans align.

Learn How PRODUCTIVITY will Change your LIFE

  1. A change in your emotions. You may feel depressed, stressed and sad over tasks that can't be done or you don't know how to do. Once you commit to be a productive person you will learn to control your emotions over things. To prioritize what matters most and to stop reacting wrongfully on things. You will feel happier and lighter at the end of the day for you know that you have done something valuable. 
  2. A change in your  social life. Since you know how to effectively manage your time over the tasks of today, you'll be much better socially. You will find time for friends and for networking with people that matters.
  3. A change in your mental health. You will thing clearer from now on. Your mind won't be in mess with the things that you need to do, the events you need to attend and so on and so forth. You will regain the control over your busy life in an instant.
  4. A change in your financial life. You will realize how productivity can cause you to earn more. Because you are managing your time and your efforts well, you will start to notice that money comes after. You will design your day with the focus of being effective and productive and just getting things done right. You will immediately feel the differenece of productive living can do.
  5. A change in your overall life. Far more than just the aspects of your life, once you become productive, the change will be in every inch of you. You will feel confident, you  will feel contented, you will feel happy, you will feel better. The possibilities are endless.

The 14 Day Productive Living Program is for you! It is your chance to reclaim the freedom over your busy life. No more running late, no more cluttered thoughts and ideas and no more wasted moments.

After 14 Days, you will live productively.

Sign Up for FREEBIES NOW!!!

One great thing to add value is to SHARE. If you know anyone whom will most likely needed this program in his/her life, SHARE IT! 

Be better in your finances. Save Now, Invest Now and walk your way to success. Sign up in my Email List and receive templates to get you started in your Financial Wealth. Follow me on Facebook and Twitter for better updates. Godbless

Want to Start the Year Anew?! Join the 14-Day Productive Living Program NOW!

Thursday, January 29, 2015
So how's the first month of 2015 going for your life?! Are you performing the best version of yourself?! I know some experience trouble in committing to their goals this year.
I've been to that situation all my life. You may have read my blog post, One Step Forward, Two Steps Back where I honestly admit how "one epic fail" I feel in my life. I love to start something and find it hard to finish.
On January I created a blog post entitled Revolutionize Your 2015 by Knowing How to Be Productive and was amazed with the warm reception. This led me to create a 14 Day Program to further elaborate how Productive Living can lead to Financial Freedom.
The 14 Day Productive Living is more than just Time Management. The posts you'll read and the information you'll receive will unleash your highest potential. From February 1 to February 14 you will learn to be efficient by going through the basics of Productivity.
For a total of 2 weeks we will be moving forward on the New Year in a much better version of yourself. And we will start by becoming productive.
Since this is my very first time to run a challenge I am asking for your support. I want to hear you. I hope you'll use the comment section and I hope we can engage to each other.


1. Push the RESTART Button of Your Life (Day 0)

  • For the first day of the 14 Day Productive Living Program we will be forcing ourselves to restart and go through a Boot Process. I will be giving a checklist of items and issues that needs to be resolved for the next 14 days in order to bring your whole life  to its normal condition or initial state. If you feel like something's not working right… Day 0 will be the very day that we will Restart our system.

2. How to Plan a Year, A Month, A Week and A Day (Day 1 to Day 4)

  • You may have always thought of planning your year, your month, your week and your day but have you ever tried implementing it in your life?! In Day 1 to Day 4 I will teach the most effective methods that you can yearly, monthly, weekly and daily. I will create free templates that you'll surely enjoy and will help you for the better. From creating goals, prioritizing your tasks and scheduling your event, this first four days will be information overload!
3. The Tools You Need to Start Living Productively (Day 5)

  • On Day 5 I will tour you on the very tools that you need to own in order to start the process of becoming productive. I will also tour you on the very tools that I personally use and will guide you in  choosing your own tools too.
4. How to Use a Planner and a Tour on the Planner that I Use (Day 6)

  • If you are one big of a planner like I am then you will surely enjoy Day 6. For the longest time that I maintain a planner I've learned different ways to spice up each pages and make it the best planner ever and this is where I will share to you all those juicy info. I will also tour you on What's Inside my 2015 Planner which is something that I am planning to do for the since the start of January.
5. The Perfect To Do List and the Power of Scheduling Tasks (Day 7)

  • I have posted before the topic of Reengineering Your To Do List for Perfection and I am very happy that a lot have found that useful. Now for Day 7 there will be an upgrade of the information wherein we will implement a schedule in our To Do List.
6. Productive Living for Students, for Career Women, for Busy Moms, for Entrepreneurs, for Bloggers, for the Faithful and for the New You (Day 8- Day 14)

  • For the 2nd Week of the 14 Day Productive Living Program we will have a specific focus. Day 8 is for students, Day 9 is for Career Women, Day 10 is for Busy Moms, Day 11 is for Entrepreneurs, Day 12 is for Bloggers, Day 13 is for the Faithful and Day 14 is for the New You. You will learn a lot of tips and hacks and it will set yourself for Making 2015 the Best Year Ever.
7. Summary (counted as a bonus Day 15) On February 15 we will have a nice summary on the lessons discussed during the 14-Day program.


If you join the 14 Day Productive Living Program you will be able to give efficiency in your life. You will become more effective in very task that you do. You will definitely learn how to take advantage of your time and use it wisely.


Yes, you've read it right! The 14 Day Productive Living Program is 100% Free. All you have to do is visit this blog and you can have the full access with the day to day lesson.

However, I do encourage you to activate your participation over the journey of this 14 Day Productive Living by doing the 5 Easy Steps below:

  • Using the comment section and even to private email message on
  • Following SavingsPinay on Facebook, Twitter, Pinterest, and Google+ .
  • Join the SavingsPinay Google+ Community as future webinars will be conducted there
  • Share about this 14 Day Productive Living Program to your friends, social media sites and even your blog. Sharing means caring for you are passing the free information to someone. .


Since this is my very first time to create a program for my readers, I then decided to create valuable FREEBIES!!! Use the sign up form below.


That's it! So in January 31, Saturday, expect Day 0 of the 14 Day Productive Living Program to Start!!! See you!

Be better in your finances. Save Now, Invest Now and walk your way to success. Sign up in my Email List and receive templates to get you started in your Financial Wealth. Follow me on Facebook and Twitter for better updates. Godbless

How to be Financially at Peace in Your 30s, 40s and 50s

Wednesday, January 28, 2015

When I did my very first Reader Survey last year, the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55.
I remember how surprised I was back then. I felt a lot of pressure because I knew those who are reading this blog have the age and experience advantage that I cannot  contest.
And to give thanks for the trust that you are showering for about a year now in my blog, I thought of creating this post.
This is actually a product of observations and of research. I may have zero knowledge on what life is when you are in your 30s, 40s and/or 50s but what I definitely believe is that "Money matters affects us no matter what age we belong with". It is a primary reason of our stress in life. We feel  mentally, emotionally, physically and socially depressed  because of money.
So no matter what age you belong, this blog post will empower you to  find the peace and security that you long for financially.
Now, for the next 10-15 minutes write down all of your Financial Issues. What are the things or items that make you stressed?! The very items that continually absorb all your energy because you just can't stop thinking about them. Again all that concerns your finances.
I believe your list will most likely include the following:
  1. Personal Debt. Utang sa kamag-anak, kakilala at sa Five-Six at sa kung kani kanino pa.
  2. Credit Card Debt. There will be monthly envelope from the bank informing you of how much you owe and the consequences of your inability to pay.
  3. Car loans, House Loans, Insurance and the like. Monthly fees you owe out of investing in something that you really wanted.
  4. Kid's Future. From the allowance, tuition fee and miscellaneous fees.
  5. Zero Savings. All the money that you've worked hard for over the past is now gone.
  6. Casual arguments over money with your spouse. When  a couple argues about money, it is sad and depressing not just for the couple but for those people surrounding them.
  7. Meralco, PLDT, Nawasa and the like. The inevitable monthly bills you sadly miss to pay.
And the list goes on and on.
Now that you have identified your Financial Issues you are now ready to Take the Next Action. In every Financial Issue that you are experiencing think of the actionable items you can do in order to cross out the matter.
What Your Next Actions Can Be?!
  • Talk to the person/s that you have personal debt with and negotiate with them. Try to talk with them sincerely on why you can't pay for now. Explain your side and together come up with a date that will be agreeable for both parties. Make sure to have a written contract even just the back of a simple paper.
  • Prioritize debts that have the highest interest rate. Once the pay check arrived make sure to set an amount for your credit card debts. Cut the Credit Card in half or just literally freeze it on the fridge so that you won't enable yourself to spend more.
  • Slowly build your savings. Try to save even just a little so that you will have extra money for emergency purposes.
  • Automate the things that you could automate. I applied for online banking both to my personal bank account BPI and my payroll account in Metrobank. I used the online banking feature to automate my payments. My FAMI is being paid on a monthly basis through Metrobank Online while my gifts for church missionaries are automatically deducted on my BPI.
  • Every time the bills arrives, secure an amount to pay them. You can also try to do money saving techniques like water conservation as well as managing your electrical consumption.
  • Be insured. Though insurance depends highly on age, you are never too old to be secured. Talk to your financial advisor and learn more about life insurance and how this could maximize your potential in life. Both my parents applied for St. Peter Plan in their 50s and now they are done paying. Now my goal is for them to have a memorial lot.
  • Make it a habit to examine your finances. How much is your asset and compare it to the total of your liabilities. Make sure that you also assess your goals and plans in life. A good 10-15 minutes a day is not bad to just meditate over your money issues and resolve them by thinking of the next best action to do.
  • Do not try solving the money problem alone. If you have your spouse then talk to him/her. It is the right of your partner to know what you're dealing with. Should you tell your kids?! Well, growing up my parents never ever gave us the impression that they are having difficulty in terms of finances. We, as siblings, were always the last to know. But now that all of us were grown up already (except the youngest) we wanted to change that culture in the family.
The main thing is that "dapat may nahihingahan ka". You need someone to advise you on what to do. You need emotional and physical reassurance that everything will be ok in God's time.

Your age is your greatest advantage. It is never too late to make financial plans in life. Be at peace by identifying first and foremost what causes the dilemma and creating the next action plan. I remember a quote I once heard during my high school years, "Peace is not the absence of war but the presence of God". Here will be issues and problems along the way but always have firm grip with your soul. Know that God's wants us to prosper in life.
Hope you love this post!

Be better in your finances. Save Now, Invest Now and walk your way to success. Sign up in my Email List and receive templates to get you started in your Financial Wealth. Follow me on Facebook and Twitter for better updates. Godbless